Insurance Coverage for Your Auto Body Repairs in Hamilton

June 29, 2024

How a locally owned auto body shop in Hamilton gets your auto mechanical and body repairs covered by your insurance company instead of your own wallet by managing your insurance claims:

You've been paying for auto body insurance for years if you've been driving an insured vehicle in Ontario, but maybe you don't even fully understand what you're covered for. That's where we come in. Tip Top Auto Body is a small locally owned and operated auto body shop that doesn't necessarily exist just to save you money. Tip Top Auto Body exists to provide quality auto body repairs, but saving customers money by taking the time to work carefully with their warranty and insurance providers is just something we're honored and glad to do. It's part of providing a quality service. In fact, most of the work we do is covered by insurance, and so if you're in Hamilton wondering how you're going to afford your $4,000 car dent and paint repair, then have no fear as there's a good chance you'll only need to pay the deductible. And there's a chance we can even get the deductible waived, so hold in there. Trust the local experts, because we've helped hundreds of people save money on their auto repairs and we're here to help you, too, and we'll now explain how we do it.

We're Tip Top Auto Body, the small collision shop in Hamilton that you probably haven't heard of yet if you moved here recently. While we're a smaller shop compared to many franchised corporations and car dealerships, we've established a reputation for making sure our customers get their repairs covered by their insurance companies, not to mention quality results. We want to get paid too, so working with insurance companies is beneficial for us! We don't exactly work for them, we work with them, as a nationwide certified auto body shop. No matter what car insurance provider you have, be it Allstate or Gore Mutual, we'll call them on your behalf to ensure you get the coverage that you've been paying for all this time. There's no benefit for us to take shortcuts in this regard. We want our customers to be happy, and when they find out their insurance won't cover their vehicle's mechanical or body repair service then that usually doesn't make them too happy. We work the extra mile, applying and responding to insurance companies diligently until the right thing is done. And what's the right thing? Of course, the right thing is for insurance companies to agree to their end of the contract. If you're covered for auto body repairs in your insurance claims, then there's nothing else to ask - your repair cost should be covered! And that's what we'll make sure happens, and we're just more diligent than other auto body shops at making sure that actually happens.

What Car Insurance Companies Do We Work With For Auto Body and Mechanical Repair Services in Hamilton Ontario?

We work with all insurance companies to get your repairs covered, every single one of them. If you're still not convinced that our Hamilton auto body shop can get the car insurance to pay for the coverage you deserve for your car repair service, whether or not you've already submitted your claim, then here is a list of all the Ontario car insurance companies we recently worked with:

We also work with all other car insurance companies in Ontario to make sure the damages to your vehicle are covered. We do this because we too, as car enthusiasts, know what it feels like to get into a car collision without knowing if the repairs will be covered by insurance and warranty contracts. We also understand the current economy in Canada today, and want to make affordable options more available for people living in Hamilton, because a lot of people in Hamilton aren't even aware that their auto body repairs are supposed to be covered by their insurance contract and that all they need to do is submit a claim to get the repair cost covered. People tell us they're worried about the monthly or yearly cost of their car insurance bill going up if they make a claim on repairs, which is totally understandable, but we make every option available for our customers and explain the nuances, with no pressure, including repairing auto bodies without insurance coverage if that's what they prefer. In any case, we're always here to answer more questions.

To learn more about how we can help get your car repair costs covered by your auto insurance provider in Hamilton, call (647) 559-5120 to or bring your vehicle into 350 Sherman Ave N on week days.

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The Tip Top Blog

Avoid Car Collisions in Ontario With These 5 Safe Driving Tips

October 9, 2024

Avoid car collisions with these 5 ultimate safe driving tips designed for Hamilton's driving conditions: Hello, I'm a proud auto mechanic working here at Tip Top Auto Body in Hamilton, Ontario. We all think we’re the best drivers in whatever cities we live in. At least I did before I started using these safe driving tips. Through stormy weather and sunny off-road trails, these safe driving tips have gotten me through the worst possible scenarios, allowing me to prevent collisions and expensive auto body repair bills. And now I’m going to pass along these tips to you. #1. Before embarking on a road trip or a long drive to the next town to visit relatives, you should always look at the weather report and road condition report. Knowing if a storm is coming or if a highway is backed up with traffic is extremely useful when choosing your route and preparing for the journey. For example, if you know heavy snow has caused an accident on the highway, you can either wait for the storm to abide or adjust your route to avoid the traffic jam. It should also go without saying that avoiding stormy driving conditions and busy highways also helps you prevent car accidents. #2. Respect the speed limit. It may feel torturous when everyone is going 30km per hour through a school zone, but there are good reasons these speed limits are in place. Most car accidents are caused when at least one car is going over the speed limit. It may be because the road is swervey or there are hidden driveways, but, whatever the case, following speed limits will surely decrease your chances of ever getting into a collision with another car. #3. Maintain a safe distance from the vehicle ahead of you. You won’t always have control over how close the car behind you is, but by creating a safe distance between your car and the one in front of you, you’ll be able to come to a stop safely if needed, which will hopefully allow you to come to a stop gradually and also prevent the car behind you from rear-ending you. #4. Maintain your vehicle. If your breaks have lost their rubber pads and are grinding against your rotors, that’s probably a good sign to take your shop in for a safety inspection. You don’t want to be sliding down a road covered in black ice without proper breaks! Getting an inspection on your car done every time you get an oil change, which should be every six months, is the easiest way to make sure your care is safe for the road. For all you know, one loose bolt could be the difference between a collision and making it home safely. #5. This last tip is one you won’t find on most safe driving tip lists. One of the easiest ways to stay safe on the road and avoid car accidents is to stick to routes and parking lots that you’re familiar with. If you take the same route to work every day, it might get dull after a while, but so long as you drive with the same level of caution on a daily basis, your familiarity with the road will give you an upper hand. You’ll know where the correct off ramp is so you don’t need to merge aggressively. You’ll know where all the hidden driveways are so you can slow down around corners correctly. You’ll know what times of day certain streets are busy and what parking lots to avoid. Knowing all this will make you an informed driver, and informed drivers cause less accidents than confused ones. Just don’t make the mistake of becoming so confident in your route that you no longer drive with caution. Even if you know a route like the back of your hand, you should follow the above tips and pay attention. We hope these 5 ultimate tips for driving more safely in Hamilton serves you well. If you ever happen to need auto body services, feel free to stop by at Tip Top Auto Body during our open hours. We'd be delighted to see you!